Dashboard
Dashboard
DemoSummit Ridge Construction
Jun 16, 2026
Thirteen-week liquidity for Summit Ridge Construction — operating cash, LOC, and draw timing in one view.
Forecast
13-week rolling
Liquidity bridge
Total liquidity stays positive via LOC · operating stress Jul 16–Aug 27
Jul 16 · Draw
$125,000
LOC draw — payroll cliff + BeltLine Draw #2 not yet received
Jul 12 · before $78,400 payroll · BeltLine still in lender review (day 32 of avg 57)
Jul 23 · Draw
$48,000
LOC top-up — SE Electrical PWP + Atlanta Mechanical releasing
Jul 21 · SE Electrical $127,400 + Atlanta Mechanical $48,000 releasing this week
Jul 30 · Paydown
$210,000
LOC paydown — Fulton Draw #4 + Peachtree Draw #7 received
Jul 30 · Fulton $1,683,000 landed · $210,000 paydown restores LOC headroom
Aug 13 · Draw
$250,000
LOC draw — biweekly payroll; operating below zero
Aug 13 · $78,400 payroll · operating dipped negative after Week 7 paydown
Total liquidity (open)
$3,118,800
Lowest total (Aug 27)
$1,663,400
Operating cash trough
($211,600)
LOC headroom
$1,875,000
VelaData predicted this cash decline 3 weeks in advance
Two drivers: (1) BeltLine Capital averages 57 days to pay — their Draw #2 won't land until Jul 30. (2) $107,440 in fixed costs hit in the next 18 days regardless of draw timing. Operating cash hits $312,400 in Jul 16 — below the $500K covenant floor. LOC draw of $125,000 planned, full recovery after Fulton Draw #4 lands Jul 23.
Net Liquidity Position
$3,118,800
Operating: $1,243,800
LOC Available: $1,875,000 / $3,000,000 limit
Next LOC event
$125,000
Aug 13 · LOC draw · payroll + PWP cliff
Operating balance drops from $1,243,800 today to $312,400 by Week 5. Two drivers: (1) BeltLine Capital averages 57 days to pay — Draw #2 won't land until Week 7. (2) $107,440 in fixed costs hit in the next 18 days regardless of draw timing. LOC draw of $125,000 required Week 5 to stay above $500K covenant floor.
Auburn Ave Draw #2 ($374,400) is day 3 of an average 57-day BeltLine cycle. SunTrust lender review adds 8-12 days. Predicted receipt: Jul 30. While waiting: SE Electrical PWP of $1,274,000 releases Week 3 (chained to Peachtree Draw #7), creating a $312,400 trough in Week 5. Every day BeltLine is slow costs Hartwell $215 in LOC interest.
Regardless of draw timing: payroll $78,400 (day 11), crane note $4,200 (day 8), fleet note $1,840 (day 8), GL/WC insurance $14,200 (day 13), surety premium $8,800 (day 18). These cannot be deferred. Cash goes from $1,243,800 → $1,136,360 before any variable payments. VelaData flags these automatically from your ADP + QuickBooks data.