Treasury
Overview
DemoSummit Ridge Construction
Jul 9, 2026
Client data sources
Demo sample dataThe numbers below are a pre-built demo story. In production, VelaData connects directly to each client's accounting, payroll, Procore, and bank accounts at their location — plus optional Excel uploads for schedules that don't live in ERP.
Thirteen-week liquidity — operating cash, LOC headroom, and draw timing in one view.Sample forecast — connect client systems on Data sources for live numbers.
Cash calendar
Summit Ridge Construction · demo forecast — requires Plaid + accounting + payroll + Procore at client
Today
$1.2M
Operating Cash
Out today
−$26.5KNext cash events
Wednesday, July 8
TodayIn
+$0
Out
−$26.5K
EOD balance
$1.2M
Operating cash today
$1.2M
Plaid · operating account balance
Operating trough
$-211.6K
Sep 17 · Procore draw timing + ADP payroll
LOC headroom
$1.9M
Plaid · $3.0M limit
Next LOC event
$125.0K
Sep 3 · LOC draw · payroll + PWP cliff · Procore pay app
13-week outlook
Operating stress Aug 6–Sep 17 · LOC keeps total liquidity positive
All connected sourcesOperating Cash by week · modeled from AP, payroll, and owner receipts
Week 5 trough flagged early. BeltLine Capital's 57-day pay cycle delays Draw #2 to week 7 while $107,440 in fixed costs land in the next 18 days.
Daily reports
Six AM treasury reports with one-click export, payment reminders, and disbursement delays.
Opening balances, operating cash, total liquidity, and LOC headroom — ready before your first meeting.
Operating cash
$847K
Total liquidity
$1.52M
Suggested action · Review LOC draw timing with Piedmont Bank before week 5 trough.
Actions
Payroll, subcontractor releases, AP, and fixed obligations due today and the next three business days.
Due today
$186K
Next 3 days
$412K
Suggested action · Email AP to hold SE Electrical release until Draw #7 is submitted.
Actions
Owner draws, receivables, and expected cash receipts with confidence scores from payment DNA.
Expected (7d)
$1.24M
At risk
$620K
Suggested action · Notify AR to request payment from BeltLine — send owner reminder today.
Actions
Pay apps submitted, in review, approved, and overdue — tied to downstream sub releases.
In pipeline
4 draws
Overdue submit
1
Suggested action · Email PM on overdue Draw #7 — blocks $842K sub release.
Actions
Actions
Ranked by impact on liquidity — defer draws, re-sequence outflows, or escalate collections.
Week 5 operating cash falls below the $500K covenant floor. VelaData AI recommends shifting the primary LOC draw to align with Fulton Draw #4 landing in week 6 — reducing interest by an estimated $4,300.
Actions
SE Electrical pay-when-paid payment ($842K) is chained to Peachtree Draw #7. VelaData AI recommends holding release until draw submission is confirmed — protecting week 5 liquidity without breaching sub terms.
Actions
Auburn Ave Draw #2 is day 3 of BeltLine Capital's 57-day cycle. VelaData AI routes an owner follow-up now — every week of delay adds ~$1,500 in LOC carry cost through week 7.
Actions